Across Kenya, Jubilee Health Insurance has established itself as a trusted provider of health insurance solutions. From international health coverage for the frequent traveler to budget-friendly options for families and critical illness protection, Jubilee offers a diverse portfolio of health insurance plans covering the unique requirements of individuals and families.
Here is a list of health insurance packages that Jubilee Health Insurance offers:
1. International Health Cover (Cover for Travel)
For those who travel extensively, Jubilee Health Insurance offers the International Health Cover (Care and Health) plan. This plan provides worldwide coverage through a network of healthcare providers in 185 countries.
Eligibility:
- Individuals between 19 and 64 years old
- Groups: Small and Medium Enterprises Large Organizations and Multi-Nationals
Requirements:
- For individuals and groups of up to 5 Employees, health declaration form is required
- For groups of 6 and above employees, no health declaration form is required.
Features and Benefits:
- Global network of healthcare providers in 185 countries, available in 46 languages
- International 24/7 emergency response
- In-house medical team to provide patient management, cost containment, and services
- Bespoke plans available for groups of 25 employees or more
- Add-on services such as EAP, telemedicine, assistance, and prevention communication
- Account management team for policy support and advice
- Fraud team to investigate claims and detect abuses
2. CoverBora Medical Cover (Cover for Inpatients)
CoverBora is a hospitalization medical insurance solution tailored to meet the unique needs of individuals and families, offering a comprehensive range of inpatient benefits at an affordable price point.
Eligibility:
- Members from 18 up to 60 years of age and extended to 65 years for existing members.
- Eligibility is from birth (a term baby of 38 weeks) to 18 years of age. Can be extended to 25 years provided the dependent is living with their parents and is enrolled in a recognized post-secondary institution.
- Supporting documents required in addition to a fully completed and signed application form are:
- National ID and KRA pin certificate of all adult applicants, dependents and beneficiaries.
- Birth Certificate/ birth notification (duly stamped by issuing facility) copies of all child dependents (under 18 years).
Key features:
- Affordable comprehensive inpatient cover from 6,200 per year for individuals and 12,600 for families.
- Inbuilt maternity benefits and last expense.
- No health check-up is required.
- Minimal waiting periods.
3. Critical Illness Cover (Cover for Critical Illness)
Nothing prepares you for the emotional and financial burden of being diagnosed with a critical illness. This is a Jubilee Health Insurance option to help you minimize financial impact on you and your family if you are diagnosed with certain critical illnesses for the first time. This benefit is available on their SME and Corporate Health Cover as a benefit option at an additional premium.
Key Features:
- It provides a lump sum payment on first diagnosis of illnesses covered, enabling you to seek treatment at the facility of your choice.
- It covers between $50,000 and $150,000 worth of expenses depending on your plan.
Covered Illnesses:
The list of covered illnesses by Jubilee health insurance includes:
- Cancer
- Heart attack
- Stroke
- Aortic surgery
- Open heart surgery including coronary artery
- Parkinsonism
- Renal/Kidney failure
- Total blindness
- Paraplegia
- Major organ transplant
Benefits:
- Less than 90 day waiting period for the cover
- Employees actively in service between ages 18 and 65 are eligible for cover
- Affordable premiums to access quality healthcare and financial protection
- Comprehensive coverage for principal member and family
- Financial freedom to use the payout as you see fit
- Various hospital charges are covered, including diagnostic procedures, operation charges, ICU charges, daily visits from doctors and more
4. J-Care Johari Medical Cover: (Low-Cost Cover)
J-Care Johari offers a comprehensive and affordable health insurance plan, covering inpatient, and outpatient with as low as 25,000 per annum.
Eligibility:
- Eligibility of main member and spouse is from 18 years to 60 years.
- Eligibility of dependent children is from 0 days (term baby of 38 weeks) up to 18 years.
Key features:
- Simple online enrolment process
- No paperwork required
- No health check-ups required
- Free telemedicine services
- Covers pre-existing conditions
Applying for J-Care Johari Cover:
Apply for cover by dialing *643*5# and following the instructions or filling in an application form via https://www.digital.jubileeinsurance.com/johari
5. J-Junior Medical Cover: (Cover for Children)
J-Care-Junior is the perfect medical cover for parents who want to ensure their children are always taken care of through comprehensive healthcare coverage. Jubilee Health Insurance came up with this stand-alone cover for children aged 0 – 17 years with great benefits that will cater to their health needs. J-Care-Junior also covers immunizations, so you can keep your little ones healthy and safe!
Key Features:
- Annual child check-ups
- Inpatient cover
- Outpatient cover
- Immunization
- Optional dental cover and optical cover
- 24/7 Telemedicine Consultations
- Countrywide provider network
How to apply for J Care Junior cover:
- Review and choose an Inpatient cover limit
- Add Optional Benefits
- Fill in and sign the member application form and attach supporting documents.
- Jubilee Health will revert within 3 working days of receipt of your application.
- Pay for the cover.
- Receive your welcome pack.
*The policy will be effective when the premium is paid in full and a confirmation is issued.
*Waiting periods where applicable will start from the date the policy is effective or the date the benefit is purchased, whichever is later.
Supporting documents required in addition to a fully completed and signed application form are:
- National ID and KRA pin certificate of all adult applicants, dependents and beneficiaries.
- Birth Certificate/ birth notification (duly stamped by issuing facility) copies of all child dependents (under 18 years).
6. J-Care Medical Cover (Cover for Families)
J-Care is a comprehensive family medical insurance cover designed to provide you and your family with the highest level of protection.
Coverage
- Up to 6 levels with optional benefits such as outpatient, maternity, dental, and optical cover.
- Extensive cover for pre-existing and chronic conditions
- Enhanced prestige cover of up to 10M Inpatient cover.
- Inbuilt Covid-19 cover for inpatient treatment and outpatient testing.
- Inbuilt annual general check-ups for member and spouse.
- 1st emergency CS, diagnosis and physiotherapists fees, prescribed drugs, dressings, surgical & external appliances, hearing aids & hearing test and pain management
- Air and road evacuation services
- Free last expense benefit for principal member.
- Free personal accident benefit for principal member
Eligibility
- Eligibility is from birth (a term baby of 38 weeks) up to 64 years of age.
- Existing members of 65 years and above are transitioned into our J-Seniors plan and covered for life without any age restrictions, subject to annual renewal.
Value Additions
- Automatic enrolment to Jubilee Health Insurance Wellness Club
- Telemedicine Services
- Drug Delivery Services
- 24 hour customer support
How to apply for J Care cover
- Review and choose an Inpatient cover limit
- Add Optional Benefits
- Fill in and sign the member application form and attach supporting documents.
- Jubilee Health will revert within 3 working days of receipt of your application.
- Pay for the cover.
- Receive your welcome pack.
*The policy will be effective when the premium is paid in full and a confirmation is issued.
*Waiting periods where applicable will start from the date the policy is effective or the date the benefit is purchased, whichever is later.
Supporting documents required in addition to a fully completed and signed application form are:
- National ID and KRA pin certificate of all adult applicants, dependents and beneficiaries.
- Birth Certificate/ birth notification (duly stamped by issuing facility) copies of all child dependents (under 18 years).
7. J-Senior Medical Cover (Cover for Senior Citizens)
J Senior is the ultimate medical insurance solution for senior citizens designed specifically for individuals above 65 years, covering everything from doctor visits to hospital stays.
Coverage
- Cover newly diagnosed chronic conditions under inpatient and outpatient.
- Extensive cover for pre-existing, chronic conditions, Psychiatric, congenital cancer treatment, and related conditions.
- Covers hospice care, diagnostics and physiotherapists fees, prescribed drugs, dressings, surgical & external appliances, Hearing aids & Hearing test, and pain management.
- Cover for the terminally ill.
- Drug delivery for members with chronic ailments.
Eligibility
- Eligibility is from 65 years to a maximum entry of 79 years extended for life, subject to annual renewal terms.
Value Additions
- Automatic enrolment to Jubilee Health Insurance Wellness Club
- Telemedicine Services
- Drug Delivery Services
- 24 hour customer support
Premium Payment
Payment must be made directly to Jubilee Health Insurance by the following means only:
- Cheque made out to Jubilee Health Insurance Ltd
- MPESA payment to Jubilee Health Insurance through Paybill Number 7195247
- Direct deposit of the premium to the Jubilee Health Insurance bank account
Note: Ensure that you receive an official Jubilee Health Insurance receipt for all payments made as Jubilee Health Insurance does not take liability for any premiums paid to other parties and not received by them.