In 2025, securing a loan with a low interest rate is crucial for financial stability. Many digital lending platforms have emerged, but only a few offer truly affordable options. Below are the five loan apps in Kenya with the lowest interest rates, ensuring borrowers can access funds without overwhelming repayment costs.
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AsapKash Loan App (0.05% per day)
The AsapKash loan app leads the pack as the most affordable option, offering loans at an incredibly low interest rate of 0.05% per day. Users can apply for loans of up to KSh 50,000 anytime, thanks to its 24/7 online application process. The streamlined AsapKash loan application makes it an ideal choice for borrowers looking for quick and cheap credit.
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Tala Loan App (0.3%-0.6% per day)
The Tala loan app remains a favorite among Kenyan borrowers due to its accessibility and reasonable interest rates, which range between 0.3% and 0.6% per day. Offering loans of up to KSh 50,000, Tala loan app download ensures a smooth and fast borrowing experience with minimal paperwork required.
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LendPlus Loan App (0.9% per day)
With interest rates set at 0.9% per day, the LendPlus loan app is another excellent choice for those looking for affordable mobile loans. It offers loans from KSh 500 to KSh 40,000, and the LendPlus loan app download process is quick, ensuring instant access to financial assistance whenever needed.
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Branch Loan App (2%-18% monthly)
The Branch loan app is a widely trusted lender that provides loans of up to KSh 300,000. With interest rates starting as low as 2% per month, Branch loan app download is an easy way for users to access higher loan limits with flexible repayment terms.
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Okash Loan App (5%-18% monthly)
The Okash loan app offers borrowers fast loan approvals and a paperless application process. With interest rates between 5% and 18% per month, it remains one of the most accessible loan options. The Okash loan app download ensures that users can access funds ranging from KSh 2,500 to KSh 50,000 with ease.